PROBLEMS
In times of globalization and travel, payments are increasingly problematic. This is mainly because there are many different currencies every day for millions of people traveling, currency exchange and payment spreads (the difference between buying and selling rates that allows parties like banks and the exchange to make money). For example, transactions may occur as high as 12% of the total transaction value and may penetrate a number of intermediaries, where you are required to pay the cost of each step. Even the service providers, trying to minimize the number of parties, know that they can earn more because of the lower number of parties, adding a larger placement on purpose.
In addition, there is no currency for people who travel often, digital currency is the time to grow, exchange it for what we often do. One, universal and global currencies, which can be paid equally in France, Canada, China or the UK, absolutely not. Intuitively, people start looking for a universal currency. The most common currencies of late are USD and EUR, But that is not common enough. Many of them turn into cryptocurrencies, like BTC or ETH. Even though there are crypto and market exchanges, they can not be trusted or secure. This creates another problem. If a user buys Something in a store that does not accept crypto, you need to redeem it with another, where Today means waiting for a transfer from the stock market, which could take more than 24 hours, this is too much Comparing time Go to the store to buy a bottle of milk . Of course, that is only if given the support of the currency market. There is a shortage of well-made bridges between FIAT currencies, such as USD, EUR, or CHF. And cryptocurrencies, such as BTC, ETH, LTC or ZEC.
Let's assume that the type of settlement will exist, what if a particular currency changes its value drastically in the short term? We can not just make our users predict fiat and crypto fiat levels, and we can not just tell users to handle it users do not have to worry about those things. If the user reloads his account with 10 units of each particular currency, he wants to use the 10 units of that currency, with precision being 10 units. Account value should not change In the meantime. To sum things up:
- Currency exchange is currently not economical.
- To pay in foreign currency, it must first be purchased with other money.
- The lack of a good bridge that links currency and crypto is only a minimum to keep the world's crypto from a decent currency.
- Transfer time is too long.
- Market fluctuations.
SOLUTIONS
eBit Payment LLC, offers exchanges including crypto exchange, without unnecessary third parties. Payment of eBits will also offer the token itself, gradually we plan to expand the use of our tokens - via eBit Coins. Targeted securities generally have only one party in the middle of an eBook payment, meaning that currency exchange with as small as possible spreads 0.99% at max, which in some scenarios is a dozen less than the same as other solutions. Internally each user account will be presented in crypto ebit currency and all transactions will be sent to any currency-specified user, including some supported crypto currency. To achieve this, each time the user needs to pay for usage
Multiple FIAT currencies are supported, transactions shift from their account using ebitcoin, which will be automatically redeemed on our internal exchange in real time, then immediately sent to the destination of the transaction. Everything will be done automatically, and transparently to the user, just like paying with other payment cards, the whole process is instant.
Process sequence:
When a user tries to pay with our card, the terminal will ask the card provider if the transaction is successful. Instead of the service provider's server asking our server if we can send payment, we internally check if the user has enough ebitcoin account, and when that's true, we send ebitcoin from his account to our exchange service, then send FIAT Money to the store account, so we respond to the card provider for a successful transaction, so the provider informs the terminal that everything is fine, the purchase is done. All in just a few seconds - literally like your typical payment card.
In this way many currency and exchange problems are solved - ebitcoin is the solution sought by many people using the universal currency. Transfer it as another non-current currency. Because of the speed of the blockchain network, transfers usually arrive in just a few minutes, so this problem can be solved.
A simple scheme of how a transaction instance works:
EXAMPLES OF INCOME AND EXPENDITURES TRANSACTIONS IN USD
Vision eBit Payment as a solution to payment problems in the modern world
eBit Payment offers a solution to the above problem this is the first system that connects payments in FIAT classic and crypto currency We call this a personal online exchange solution with a payment card. The technological developments in finance today are one of the hot topics, and not surprisingly because practically the possibilities are endless.
We create innovative solutions, which can ensure user friendly usability eBit Payment will open the possibility to make fast and affordable international bank transfers as well as quick purchases with payment cards, which can be managed using an Android or iOS phone. This is a service scale, which can not be found even in traditional banking. From now on, thanks to ICO capital, this capability is also available to the average user.
eBit Payment is not a bank, it offers more than just standard bank products - the ability to have all your transactions, accounts, currency in one place, at a minimal price for transfer, transfer or card payment. Some typical features will still exist. Users will be able to transfer money between them, receive and send standard transfers, in all currencies, in real time.
The basic function of eBit Payment - its products and infrastructure eBit Payment is a project, which includes the following solutions:
- Dual currency purse
- Real time exchange with access to currency exchange rates
- Multiple currency payment card
- Payment online
- Business applications
- Workspace
The eBit Payment app is a great solution for users who have multiple accounts in different currencies and crypto power, such as USD and ETH, especially when they need other currencies in the middle to buy other products, such as BTC. Here, everything is simpler one app some possibility of no medium or crypto currency.
The multi-purpose wallet in the eBites Payments app, the ability to have one account, which serves as many power crypts or FIAT currency accounts as needed.
Direct exchange with access to currency rates makes it easy for users to access all supported currencies, including crypto and more, which are not available locally. All that from anywhere in the world, without worrying about costs. Multi-currency payment cards simplify the lives of users with the possibility to easily pay or withdraw money anytime, anywhere in the world. In addition, eBit Payment provides a unique opportunity for users with multiple key crypto accounts because the card does not connect directly to the account, the user can freely select, replace and fill the selected card with the desired account, even immediately before payment. Furthermore, the offered card comes with the possible features of an eBI credit line in FIAT currency,
Online payment in eBit Payment will work immediately with minimal transaction fees. Our goal is to support all manner of payments, online transfers, card payments or phone payments.Our IT engineers will handle all encrypted transactions correctly, which will have an impact on improving user security.
These business targets are applications that unite companies from around the world, and help them maintain contact between them by making easy money flow. The measures taken will be aimed at contractors who encourage between them and foreign companies and support their work as well as car rental for the community when needed.
The eBit Payment workspace creates quick and easy access to office space in major cities. . As we know, quality and work efficiency depend on many factors, including the right workspace. In eBit Payment we realize that, which is why we will create a network of workspaces, which will meet your needs for office space around the world.
Long-term vision - build community from eBit Payments
In our company, we believe that in a few years, payments will be made by one network - a system that will be serviced by Payment of eBooks. It will be a system that will connect users to each other, helping them store accounts, make payments, exchange currencies and more. Finally eBit Payment is not just an exchange, but also a brand, which helps in everyday life and connects the wider community.
The most important element of our long-term vision is the better money flow around the world, thanks to a simplified and well thought out Algorithm that will work in our system. Another very important aspect, which will play a major role in the payment system is the latest update database and new and crypto currencies that are constantly changing, which begin to become an integral part of our everyday lives.Thank you very much, the FIAT and typically accessible crypto, life will become easier, and more importantly, for less expense.
We will also introduce bugtracker, so any bugs can be reported by users, tracked by us and fixed. This will improve the overall usability of the app. Going forward, we want eBit Payment to work with external companies, to enable the creation of loyalty programs. Each User Transaction will be rewarded with points. The number of points will depend on the size of the transaction. Points can be exchanged for discounts, bonuses and other benefits, which may be used in the above-mentioned companies.
In addition to upgrading systems and establishing partnerships with different companies, eBits Payments in the future would like to introduce their own payment terminal, which allows payments for users who use their phones or log in to their accounts, without the need for payment cards.
If eBit Payments will reduce the needs of individual users, then this eBook will begin to work on a business-made global payment system.Business Payment Bit will be a tool for companies, which among other features will enable 24h support by our financial experts.
While eBit Payment invests to raise funds, you benefit. We want the best for our users, so we've prepared in detail how we plan to raise money:
Development - 30%
Expansion of existing platforms involves costs such as hardware, employee salaries (including bonuses, token packet incentives), external help work such as pentester, and office space.
Additional workforce - 10%
eBit Payment intends to grow rapidly, so we need to hire new employees in the following areas: Marketing, Finance and Legal Finance, HR, Administration and Customer Service.
Marketing - 10%
In order for the platform to work properly and be recognized by a wider audience, to make it available to users, we are willing to spend 10% on marketing-related costs. With more and more users getting more feedback and our ability to customize and resolve issues faster for our users. It is important that we create a broad society using our platform.
Market and smooth network - 35%
Financial markets are not the simplest sector to work on the inside. We need funds to collaborate with other companies in the industry to make transactions as quickly as possible. In addition, this will open up new opportunities for easier financial interaction within the platform.
ICO CAPITAL DISTRIBUTION
WHAT IS TOKEN eBIT?
In return for financing the further development of eBit Payment, the first user to offer the opportunity to purchase a new access token into the fund will enable the acceleration of development immediately. It's also an effective way to do traditional bypass, a much slower and more limited area, a more expensive method of financing.
Token Token Token sales sales will cover 21 days. It will start on November 24, 2017 at 00:00. Delaware Time, and will last until October 15, 2017 or until it reaches the target number - $ 21.6 million. The number and timing of a token sale is limited, which means that after a certain period of time or after the inventory runs out, the token will not be resold after this period, it is only possible to buy eBookcoin in the cryptographic market.
- Maximum number of "ebit" tokens generated
- 210,000
- Number of tokens to be sold
- 120,000,000
- Starting from pre-sale
- 24/11 / 2017
- Pre-Sale Termination
- 15/12/2017
- Estimated time of stock market entry
- 05/01/2018
- Estimated token price after entering the exchange
- 0.96 USD
BENEFITS AND INVESTMENT LEVEL IN PAYMENT PROFITS
Every investor is very important to us and that is the reason every creator of our community accepts an unconditional premium account with a 30% lifetime return on his commission. Premium users who will purchase a minimum of 100 EBT will be able to order our transparent payment card prior to making an official promotion.
For strategic investors we have provided additional benefits in the form of:
GOLD Investors
Purchased more than 100,000 EBT
40% lifetime insurance is paid.
Unconditional access to eBook cards prior to official promotions.
PLATINUM Investor
Purchasing more than 300,000 EBT will receive a 50% return commission for life.
Free lifetime access to the Business Lounge in our worldwide locations and free workspace as your office in all major business capitals.
Unlimited access to eBook cards before official promotions with lifetime renewal.
EXAMPLES OF PROTECTION SCREENS
For more details:
Website: http://ebit-payment-ico.com/
Whitepaper: http://ebit-payment-ico.com//whitepaper.pdf
ANN Thread: https://bitcointalk.org/index.php?topic=2439940.0
By RyanEncek
https://bitcointalk.org/index.php?action=profile;u=1076774
ETH: 0xaE5e525E57a6117fa00Ae27b57e94b92B1Bf0c51
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